Employee Giveback Calculator

Employee Giveback Calculator
National benchmark-based tool

Employee Giveback Calculator

Estimate how much money could go back into employees’ pockets annually when routine copays are reduced to $0 for primary care, specialist visits, urgent care, and generic prescriptions — using national utilization benchmarks (with the option to enter your current plan’s copays).

Company Inputs

Choose your calculation method
We’ll estimate annual copay savings per employee and then aggregate it for your workforce.
Benchmarks used: 3.2 primary care visits, 1.6 specialist visits, 1 urgent care visit, 3.4 generic prescriptions per person annually.
National per-person savings (defaults): $347/year

Results

$0

That’s approximately $347 per employee per year.

How this was calculated
Category Per-person savings
Primary care copays $96
Specialist copays $120
Urgent care copays $80
Generic prescription copays $51
Total per person $347

Scope note: This tool estimates savings from eliminating routine copays only. It does not include deductibles, coinsurance, imaging, labs, procedures, or hospitalizations. Actual employee experience varies by utilization, geography, and plan design.

Tip: Use “national benchmarks” for a neutral baseline, or enter your current copays to personalize the estimate.